Monday, February 25, 2013

Peer-to-peer lending

Peer-to-peer lending


Peer-to-peer or P2P lending is the practice of lending money to unrelated individuals, or "peers", without going through a tradition financial intermediary such as a bank or other traditional financial institutions. This lending takes place online on peer-to-peer lending companies' websites using various different lending platforms and credit checking tools.

It allows individuals to secure relatively large loans without getting a bank involved. 

Most peer-to-peer loans are unsecured personal loans, i.e. they are made to an individual rather than a company and borrowers do not provide collateral as a protection to the lender against default. Business loans are offered by some companies.

This is a risky investment however you’re compensated for this risk by earning very high interest rates.

A good site for this kind of investment are Prosper and Lending Club (U.S. Residents Only) both are located in San Francisco, California.

Peer-to-Peer Lending Lures Investors With 12% Return.

Saturday, February 16, 2013

Microworkers.com

Microworkers is an innovative, International online platform that connects Employers and Workers from around the world. The sites unique approach guarantee Employers that a task paid is a task successfully done, while at the same time guaranteeing Workers that a job completed is a job paid.

Here are samples of simple jobs that they offer:

Socialmed: Bookmark + Comment $0.15
          
Edit a Wikipedia Article $0.10
         
PR2 Blogs/Websites: 50 Words + Link to Cute Stationery $0.75
PR2 Blogs/Websites: 50 Words + Link to Cute Stationery $0.75
Youtube: Comment 3x $0.12
Youtube: Comment 3x $0.12
Soundcloud: Listen + Follow or Favorite $0.10
Soundcloud: Listen + Comment $0.15
Google +1: Jewely24seven $0.10
Twitter Post: #9LtR22W $0.25
Pickagenius Experts: Sign up $0.40
PR3 Blogs/Websites: Link to Travel $2.50
Free Android App: Download + Rate + Review $0.50
PR2 Blog/Website: 50 Words Review/Post + Link to MW Ma... $0.75
Blog: 100 Word Post + Link to Nuva Reca 16 $0.60
Blog: 100 Word Post + Link to Nuva Bc 16 $0.60
Blogs/Websites: 100 Word Post + Link to Nuva laws 16 $0.
Blogs/Websites: 100 Word Post + Link to NuvaSE 16 $0.60
Blogs/Websites: 100 Word Post + Link to Mirena perf 16 $0.60
Blogs/Websites: 100 Word Post + Link to Mirena Blee 16 $0.60          
Blogs/Websites: 100 Word Post + Link to mirena rec 16 $0.60
Blogs/Websites: 100 Word Post + Link to Mirena CLA 16 $0.60

BMMOSC: Vote $0.10

Saturday, February 9, 2013

Paid Survey: PanelPlace

Paid Survey, PanelPlace, earn money

Here's another paid online panel survey that you may try, Panelplace.com.

The surveys are conducted online, by phone, or in-person. They want you to share your valuable opinions to help their clients to improve products and services.

PanelPlace is a web portal dedicated to help survey takers worldwide to benefit from Paid Surveys through a comprehensive technology platform.

Complete Paid Surveys from Market Research companies/Online Survey Panels and start earning rewards from them! Redeem your rewards as cash, vouchers, gifts and more!

Just a friendly advise, Paid Surveys/Online Surveys is a legitimate way of earning extra income. However, doing online surveys is not a get-rich scheme and is unlikely to replace a full-time job. Beware of online survey websites that claim high earning potentials from doing online surveys and those require you to pay a fee to receive online surveys. All Market Research companies/Online Survey Panels featured in PanelPlace are free to join.